Fix-and-Flip Calculator

Track every dollar in and out of a flip — purchase, rehab, holding costs, selling commissions — and what hits your bank account at close.

Results

Excel

Net profit

$54,100

ROI

64.79%

Annualized ROI

129.58%

Cash invested

$83,500

Net sale proceeds

$137,600

70% rule check

Max purchase per 70% rule: $156,000 (= 0.70 × ARV − rehab)

✓ Your $150,000 purchase is within the 70% rule.

Cost breakdown

Purchase: $150,000
Rehab: $40,000
Closing: $4,500
Interest during hold: $6,000
Holding expenses: $3,000
Selling costs: $22,400
All-in cost: $203,500

The 70% rule

Max purchase price ≤ 0.70 × ARV − rehab. The 70% rule prices in a 30% margin to cover holding, selling costs, and your target profit. It's a quick sniff test, not a substitute for full underwriting — but if a deal fails the 70% rule by a wide margin, it probably won't pencil.